Astronaut self-insurance durable goods monopoly problem

?insurance for military members has long been a problem ? due to perceptions as a high-risk group.

In 1922, a group of U.S. Army aviation officers organized to self-insure each other when they were unable to secure normal private auto insurance? due to the perception that they were too comfortable with high speeds and dangerous maneuvers? in both airborne and ground vehicles.

Their tiny mutual-insurance company?. grew into the current United Services Automobile Association (USAA) that is now a major insurance & banking institution ? serving millions of current and former U.S. Military members and their families.

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Source: http://marginalrevolution.com/marginalrevolution/2012/08/astronaut-self-insurance.html

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